Jun
27
     
Cobra…It’s not just a snake(Day 703)
Posted (Tina) in All Posts on June-27-2009

Today was nice and warm in Denver. We took advantage by running some errands as a family because it is always fun to take the Bun for a ride.

By the way, I want to ease everyone’s mind. Since the news of Josh’s job loss this past week, many have asked about our health insurance benefits. The reality is that we have a short window before we have to start paying for our health insurance. We are so thankful for it not being canceled immediately. That is huge for our family.

The good news is that Cobra exists and although it is very expensive, it is something we can use for up to 18 months, if we need to. Believe it or not, paying Cobra each month is still going to be way less expensive than not having insurance at all for Ella. The Bun incurs costs every day: from special formula to oxygen, doctor visits to therapies and durable medical supplies to medicine. And that is if she does not have any major problems. If you add any unexpected things, we all know that any hospital visits can be crazy expensive. Heck, she became our million-dollar baby before she ever left the NICU in Florida!

In the meantime, please continue to pray that the Lord will provide the perfect opportunity for Josh with amazing health insurance!



Joel Snyder on June 28th, 2009 at 2:02 am #

Ella, I love your shirt “sweet thing” and it appears from the pictures you had a great ride today. Josh and Tina keep the faith something good is coming I just have that feeling. Enjoy the time togeather while you can. I will catch you later. Love,Grandpa!!!!!!!!!!!!!

sherry martinez on June 28th, 2009 at 12:50 pm #

Hi Tina just a thought now might be a good time to check into social security for ella. I get it for cayden and with that came medical (state insurance) we have not had to pay a dime for cayden at all. frank had lost his job when i was 8 weeks pg so we had to apply for state insurance back then. just a thought. hope this might help. hugs and love sherry and cayden

kristin on June 29th, 2009 at 6:34 am #

Hey sweet thing! Love that shirt Ella!! My prayers are with u all. Hang in there Josh, good things are on the way!

Chambers Family on June 29th, 2009 at 12:51 pm #

There is a new short term program for Cobra. The government is giving companies tax incentives to lower the cobra rate. We are only paying 40% of Cobra. They don’t tell you about it upfront.

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